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EC stands for ecommerce and MA stands for merchant account.

So by taking EC times MA it will give you ECMA, which stands for "ecommerce merchant account"!

Let's be honest here, I mean me of course. I'm not actually certain what "ecommerce merchant account" stands for. On the hand, for the same reason, my curiosity has driven some "need to know" cravings within me.

So, "not knowing" thereafter "wanting to know", is somewhat like a process cycle (in other words, it loops back to starting point after it reaches the ending point).

Stop me if I'm confusing you. Then again, the possibility of you stopping me, would be quite slim to completely zero. Unless, for some strange reason, I can predict future thoughts of others and...

I'm sooo going outta point. Thus, I'm stopping here.

"Ecommerce merchant account" - How am I to define it?

Electronic Commerce (aka Ecommerce) is exactly analogous to a marketplace on the Internet. It consists primarily of the distributing, buying, selling, marketing and servicing of products or services over electronic systems such as the Internet and other computer networks.

Whereas...

A merchant account allows a business to accept credit cards, debit cards, gift cards and other forms of payment cards. This is also widely known as payment processing or credit card processing.

Putting it together gives you...

You get the picture.